Meadow Brook: 8778 Meadow Flower Ln, Pensacola FL 32514

8778 Meadow Flower Ln, Pensacola, FL 32514

Townhouse: 3 bedrooms , 3 bathrooms

Size: 1553 SF

Investment strategy: Rental Property

Purchase Price$ 249,900

Rent$ 2,200/mo

Monthly Cash Flow$ 403

Cash on Cash Return55.23 %

Financial Analysis

Cash on Cash Return	55.23 %
Internal Rate of Return (IRR)	57.62 %
Capitalization Rate	8.14 %
Gross Rent Multiplier (GRM)	9.47
Debt-coverage Ratio (DCR)	1.31
Operating Expense Ratio (OER)	14.36 %

Financial Breakdown

Purchase Price	$ 249,900
Purchase Costs	$ 0
Repair/Construction Costs	$ 0
Total Capital Needed Total Capital Needed Includes all projects costs (except selling costs). Total Capital Needed Includes all projects costs (except selling costs).	$ 249,900
Financing	$ 241,154
Total Cash Needed Cash out of Pocket Shows rehabber's cash outlay. Cash out of Pocket Shows rehabber's cash outlay.	$ 8,746
Cash at Closing Cash at Closing This number includes down payment and loan points. Cash at Closing This number includes down payment and loan points.	$ 8,747
Cash During Rehab Cash During Rehab Shows the cash amount remaining to fund the purchase and rehab/construction. Cash During Rehab Shows the cash amount remaining to fund the purchase and rehab/construction.	$ -1

Operating Analysis

Rent	$ 2,200/mo
Gross Operating Income (GOI)	$ 23,760
Total Expenses	$ 3,413
Net Operating Income (NOI)	$ 20,347
Annual Debt Service	$ 15,517
Cash Flow Before Taxes (CFBT)	$ 4,830
Income Tax Liability	$ 281
Cash Flow After Taxes (CFAT)	$ 4,549

MOVE- IN READY! Introducing the new townhomes at Meadow Brook Village in Pensacola! The Palm plan offers a spacious layout with 3 bedrooms and 2.5 baths. The kitchen features granite countertops, a breakfast bar, pantry, and sleek stainless-steel appliances. Bedroom 1 has a walk-in closet and ensuite bath with a vanity and large shower. These townhomes also include a one car garage, hurricane window and door protection and a Smart Home Technology package. Don't miss out on being one of the first to own one of these exceptional townhomes. Contact us today to schedule a tour!

Purchase Price	$ 249,900
Address	8778 Meadow Flower Ln , Pensacola, 32514, FL
MLS^® #	244-22770-227700000-0106
Listing Agent	D.R. Horton - Pensacola West
Type	Townhouse
Size	1553 SF
Bedrooms	3
Bathrooms	3

Property History

Date	Price	Event
6/14/2024	284900	Price Changed
6/13/2024	286900	Price Changed
6/5/2024	295900	Price Changed
5/21/2024	294900	Price Changed
4/30/2024	299900	Price Changed
4/10/2024	304900	Listed

Annual Property Operating Data

Incomes		% of GOI
Gross Scheduled Income Gross Scheduled Income (GSI) Represents the total of monthly rents for the particular property, including the potential rents from vacant units and uncollectable rents. Gross Scheduled Income (GSI) Represents the total of monthly rents for the particular property, including the potential rents from vacant units and uncollectable rents.	$ 26,400
Total Gross Income	$ 26,400
Vacancy loss Vacancy and Credit Loss Part of the potential rental income that is lost because of unoccupied units or uncollectable rent from tenants. Vacancy and Credit Loss Part of the potential rental income that is lost because of unoccupied units or uncollectable rent from tenants.	$ 2,640
Gross Operating Income Gross Operating Income (GOI) An actual income which is expected to be collected in the property. Gross Operating Income (GOI) An actual income which is expected to be collected in the property.	$ 23,760	100.00 %
Expenses Operating Expenses Expenses necessary for maintaining the property and ensuring its continued ability to produce income (doesn't include mortgage payments or depreciation). Operating Expenses Expenses necessary for maintaining the property and ensuring its continued ability to produce income (doesn't include mortgage payments or depreciation).
Property manager	$ 238	1.00 %
Insurance	$ 1,200	5.05 %
HOA	$ 575	2.42 %
Property tax	$ 1,400	5.89 %
Total Expenses	$ 3,413	14.36 %
Net Operating Income Net Operating Income (NOI) Important measurement calculated as gross operating income minus operating expenses. Net Operating Income (NOI) Important measurement calculated as gross operating income minus operating expenses.	$ 20,347	85.64 %

Cash Flow (Year 1)

Net Operating Income	$ 20,347	85.64 %
Annual Debt Service	$ 15,517	65.31 %
Cash Flow Before Taxes (CFBT) Cash Flow All the inflows and outflows of cash for a certain property (including mortgage payments). We can calculate cash flow before taxes (CFBT) or cash flow after taxes (CFAT) which is CFBT minus any tax liability arising from the operation of the property. Cash Flow All the inflows and outflows of cash for a certain property (including mortgage payments). We can calculate cash flow before taxes (CFBT) or cash flow after taxes (CFAT) which is CFBT minus any tax liability arising from the operation of the property.	$ 4,830	20.33 %
Income Tax Liability	$ 281	1.18 %
Cash Flow After Taxes (CFAT) Cash Flow All the inflows and outflows of cash (including mortgage payments). We can calculate cash flow before taxes (CFBT) or cash flow after taxes (CFAT) which is CFBT minus any tax liability arising from the operation of the property. Cash Flow All the inflows and outflows of cash (including mortgage payments). We can calculate cash flow before taxes (CFBT) or cash flow after taxes (CFAT) which is CFBT minus any tax liability arising from the operation of the property.	$ 4,549	19.15 %

Operating Ratios

Operating Expense Ratio Operating Expense Ratio Ratio of the operating expenses to the gross operating income (GOI). Operating Expense Ratio Ratio of the operating expenses to the gross operating income (GOI).	14.36 %
Break-Even Ratio Break-Even Ratio (BER) Another benchmark used by mortgage lenders, estimating how vulnerable is a certain property to defaulting on its mortgage if part of the rental income is declined. Most of the lenders are looking for BER of 85% or less. Break-Even Ratio (BER) Another benchmark used by mortgage lenders, estimating how vulnerable is a certain property to defaulting on its mortgage if part of the rental income is declined. Most of the lenders are looking for BER of 85% or less.	79.67 %

Year	0	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30
Operational Analysis
Gross Scheduled Income	0	26,400	26,928	27,467	28,016	28,576	29,148	29,731	30,325	30,932	31,550	32,181	32,825	33,482	34,151	34,834	35,531	36,242	36,966	37,706	38,460	39,229	40,014	40,814	41,630	42,463	43,312	44,178	45,062	45,963	46,882
Vacancy Loss	0	2,640	2,693	2,747	2,802	2,858	2,915	2,973	3,033	3,093	3,155	3,218	3,283	3,348	3,415	3,483	3,553	3,624	3,697	3,771	3,846	3,923	4,001	4,081	4,163	4,246	4,331	4,418	4,506	4,596	4,688
Gross Operating Income	0	23,760	24,235	24,720	25,214	25,719	26,233	26,758	27,293	27,839	28,395	28,963	29,543	30,133	30,736	31,351	31,978	32,617	33,270	33,935	34,614	35,306	36,012	36,732	37,467	38,216	38,981	39,760	40,556	41,367	42,194
Expenses	0	3,413	3,481	3,550	3,621	3,694	3,768	3,843	3,920	3,998	4,078	4,160	4,243	4,328	4,415	4,503	4,593	4,685	4,778	4,874	4,972	5,071	5,172	5,276	5,381	5,489	5,599	5,711	5,825	5,941	6,060
Net Operating Income	0	20,347	20,754	21,169	21,593	22,025	22,465	22,914	23,373	23,840	24,317	24,803	25,299	25,805	26,322	26,848	27,385	27,933	28,491	29,061	29,642	30,235	30,840	31,457	32,086	32,727	33,382	34,050	34,731	35,425	36,134
Loan Payment	0	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517	15,517
Payment Interest Part	0	11,953	11,771	11,580	11,378	11,167	10,945	10,712	10,466	10,208	9,937	9,652	9,353	9,038	8,708	8,360	7,994	7,610	7,207	6,782	6,336	5,868	5,375	4,857	4,313	3,741	3,140	2,508	1,843	1,145	411
Payment Principal Part	0	3,564	3,746	3,938	4,139	4,350	4,572	4,805	5,051	5,309	5,580	5,865	6,164	6,479	6,810	7,157	7,523	7,907	8,310	8,735	9,181	9,649	10,142	10,660	11,204	11,776	12,378	13,010	13,674	14,372	15,106
Cash Flow
Repairs/Construction	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash Flow Before Taxes	-8,747	4,830	5,237	5,652	6,076	6,508	6,948	7,397	7,856	8,323	8,800	9,286	9,782	10,288	10,804	11,331	11,868	12,416	12,974	13,544	14,125	14,718	15,323	15,940	16,569	17,210	17,865	18,533	19,214	19,908	20,617
Depreciation	0	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270	7,270
Taxes	0	281	428	580	736	897	1,063	1,233	1,409	1,590	1,777	1,970	2,169	2,374	2,586	2,805	3,030	3,263	3,504	3,752	4,009	4,274	4,549	4,832	5,126	5,429	5,743	6,068	6,404	6,753	7,113
Cash Flow After Taxes	-8,747	4,549	4,809	5,072	5,340	5,611	5,886	6,164	6,447	6,733	7,023	7,316	7,613	7,914	8,218	8,526	8,838	9,152	9,471	9,792	10,116	10,444	10,774	11,107	11,443	11,781	12,122	12,465	12,809	13,156	13,504

Note: All amounts in the table above are in $

Property Report: Meadow Brook RENTAL

Property Report :

Meadow Brook

8778 Meadow Flower Ln, Pensacola, FL 32514

Executive Summary

8778 Meadow Flower Ln, Pensacola, FL 32514

Financial Analysis

Financial Breakdown

Total Capital Needed

Total Capital Needed

Cash out of Pocket

Cash out of Pocket

Cash at Closing

Cash at Closing

Cash During Rehab

Cash During Rehab

Operating Analysis

Property Description

Property History

Operating Analysis

Annual Property Operating Data

Gross Scheduled Income (GSI)

Gross Scheduled Income (GSI)

Vacancy and Credit Loss

Vacancy and Credit Loss

Gross Operating Income (GOI)

Gross Operating Income (GOI)

Operating Expenses

Operating Expenses

Net Operating Income (NOI)

Net Operating Income (NOI)

Cash Flow (Year 1)

Cash Flow

Cash Flow

Cash Flow

Cash Flow

Operating Ratios

Operating Expense Ratio

Operating Expense Ratio

Break-Even Ratio (BER)

Break-Even Ratio (BER)

Long-term Cash Flow Forecast